The Internet has given us a lot of convenience, but it also can be a scary thought to be a victim of the dark side of the digital world. Scammers, hackers, and viruses are lurking out there looking for easy targets, and they love to seek out seniors like you! But don’t worry, here are some things you can do to be one step ahead and make sure you are secure every time you go online.
Enable Two-Factor Authentication
Two-factor authentication may seem like a hassle, but it’s actually like adding a second lock to your door. The extra step to logging in actually alerts you if someone is attempting to hack your account. That’s because a special code will be sent straight to your phone or email, and that code is needed to get in – even if they correctly guessed your password. You just have to make sure your phone and your email are also very secure. It will only take you a minute or two to enable two-factor authorization. Setting it up is a breeze.
Be Skeptical of Pop-Ups
It’s easy to be annoyed once a pop-up appears on your screen. You get impatient and start clicking, but another one appears or you get taken to another website. When you encounter a pop-up, take a deep breath and stay calm. One wrong click and you can accidentally download a virus or malware. Make sure to find that little “x” in the corner of the pop-up and click on it – nothing else. Clicking on other parts of the ad will trigger trouble. Better yet, use a web browser that comes with a built-in pop-up blocker so you can browse the web in peace!
Install Antivirus Software
Antivirus software is like a special guard dog for your devices. It’s the first line of defense and roams around, always on the lookout for signs of trouble. With this system, you can bounce away viruses and malware and you get a warning before you download anything suspicious. Even when things are running smoothly, the antivirus software scans your device regularly to make sure nothing has slipped through. Make sure that you have to buy it from reputable sources. Be wary of free downloads of antivirus software from unknown sources – they may be fake and harmful.
Shop Online Safely
Online shopping is a very convenient service, but it’s also very risky with your bank details involved. You have to make sure that you only buy from reputable and secure websites. To make sure they are secure, check the address bar. If it starts with an “https” it means it is secure. If possible, choose cash on delivery options instead of paying ahead online. If this option is not available, use your credit cards instead of debit cards. Credit cards have better fraud protection. Check your bank statements regularly after making a purchase to catch any unauthorized charges early.
Avoid Clicking on Links
Scammers often send text messages and links that lead to fake websites that will make your phone or laptop download harmful software and viruses. If you receive a message that looks fishy and comes with links, don’t click on it. Even if it looks urgent! Instead, verify the sender by giving them a call through official contact methods. If you receive a text from your wife saying she needs you to send money, give your wife a call. If the bank emails you to change your PIN, call customer service to confirm. Remember, reputable companies will not ask for personal information through random links.
Beware of Scams
Seniors are common targets for online scams because not everyone in that age range is techy. Scammers would send emails that look like they are from your bank, insurance company, or the government to ask for your personal details like your security number. Be also suspicious if these scammers will pressure you to act quickly, claiming you’ll be losing money, benefits, or prices. Don’t take the bait! Always take the time to verify the source. Contact trusted family members or friends if something feels off.
Use Strong Passwords
Your password acts as the guard dog of your online accounts. Your first line of defense should be strong. Refrain from obvious choices like birthdays and names. It helps to choose words that have nothing to do with you and to make them unique. For example, “Tr33house!1901” is stronger than “password1234.” Having different passwords for different accounts is also advisable. If you worry about forgetting passwords, jot them down and store them somewhere far from your desk and computer.
Only Use Secure Wi-Fi Networks
Who doesn’t love the idea of free Wi-Fi? You get to use the internet without dipping into your data plan! But before you connect to the network, think twice. Public Wi-Fi networks are less secure and a goldmine for hackers snooping around. It’s best to use your data instead. But if you need to use public Wi-Fi, just be mindful of what you access online. Don’t log into anything that has your private data or credit card information. Use a VPN while using public Wi-Fi to scramble the connection as a safety procedure.
Update Your Devices Regularly
Keeping your devices up to date is important for online safety. Not doing so is like letting the locks on your doors get old and rusty. If you don’t fix and replace the lock, robbers can easily get in. That’s how scammers get through your phone, computer, or tablet. Updating your devices is like getting brand-new and high-tech locks installed. You can turn on automatic updates so you don’t miss anything. It will be one less thing to think about for you since your gadgets will handle everything for you.
Always Log Out
Make it a habit to log out of your accounts when you’re unfinished, especially on shared or public computers. It might seem like a small thing but if you forget to log out of your accounts, the person using the computer next to you will have all your information. They can easily access your email, bank account, and make purchases on your shopping sites! Doing this even on your personal devices will make it feel like a regular thing. It will also save you from a headache in case your devices get stolen.
Be Careful with Attachments
Attachments that come with emails or messages can contain viruses or malware. Picture this – you received an email or message from someone you don’t know and it’s got a file attached saying you need to see it or that they have an embarrassing video or picture of you. Once you click on the attachment, you download a virus or malware. So, think twice before accessing attachments. Before you open anything, use your antivirus software to make sure it’s legit. A quick scan can save you from a big headache later!
Privacy on Social Media
Social media platforms can expose your personal information if you do not set it up correctly. Take the time to check your privacy settings. A little tweak here and here will give you more control over who gets to see your posts. Also, be careful about what you post. Do not overshare and mention personal information. Scammers can easily get clues to your passwords and steal your identity by browsing through your profile. It’s always better to keep your social media accounts private and limit access to trusted friends and family.
Educate Yourself About Online Scams
Scammers are always cooking up fresh new tricks to fool unsuspecting folks online – especially seniors! The only way to be one step ahead is to know what to look out for. So take the time to stay updated on the latest online scams. Catching the red flags early will save you from a lot of trouble later on. Our gadgets always get security updates and scammers often outsmart the latest security features after a while. Make sure you check the latest news on online scammers regularly.
Back Up Your Data Regularly
If a virus or malware successfully gets downloaded on your laptop. All your treasured photos and videos, essential documents, and other precious files will be gone in the blink of an eye. That can be devastating. You should back up your data regularly so that when things get bad, you still have access to your important files. Set an alarm once a week to back up your files into a hard drive or a secure cloud service.
Trust Your Instincts
If you feel that something is off, it probably is. Learn to trust your instincts. Scammers are pros at pressuring you to act fast without giving it a second thought. Their tactic is to make you feel that you have to act right now or you’ll lose money or important benefits. Don’t take the bait! Pause, breathe, and calm down. Ask them if you can call them back then talk to a trusted family member or friend to get solid advice. Taking your time can save you from becoming a victim.
You don’t need to be a computer genius to stay safe on the Internet. With these tips, you can sidestep most of the threats away and enjoy everything the online world has to offer. Remember, you don’t have to avoid technology to stay secure. You just have to use technology wisely and be extra cautious. With these online security tips, you can dive into the digital world and enjoy all the conveniences without the threats!
